Terms & Conditions

1) Who we are

“MapleNest Retirement”, “we”, “our”, or “us” refers to the Canadian website and publisher providing educational content about RRSPs, retirement saving, and related topics.

2) Eligibility and geographic focus

This site is intended for adults. Our content is written primarily for Canadian residents. If you access the site from another jurisdiction, you are responsible for compliance with local laws.

3) Educational content, not advice

All information on this site is for educational purposes only. We do not provide personalized tax, legal, investment, or financial advice. Decisions based on our content are your responsibility. Consider consulting a qualified professional who understands your specific circumstances (including cross‑border considerations where relevant).

4) Your use of the site

• Do not misuse the site, attempt to breach security, or disrupt operations.
• Do not copy, scrape, or reproduce content except as permitted below.
• Do not upload or transmit malicious code, spam, or unlawful content via our contact channels.

5) Intellectual property

The site design, text, graphics, logos, and other materials are owned by or licensed to MapleNest and are protected by intellectual property laws. You may link to our public pages and share brief excerpts with attribution and a live link back to the source page. Any other reproduction, distribution, or derivative use requires our prior written consent.

6) User submissions

By submitting messages or materials through our forms or email, you represent you have the right to share them and that they are accurate, lawful, and non‑confidential. We may use feedback to improve our content and services.

7) Third‑party links and tools

We may link to third‑party websites or tools for convenience. We do not endorse and are not responsible for third‑party content, products, or policies. Use them at your own risk and review their terms and privacy policies.

8) Privacy and cookies

Your use of the site is subject to our Privacy Policy, which explains what data we collect and your choices (including cookie preferences and analytics consent). The cookie banner allows you to accept, decline, or customize non‑essential cookies.

9) Disclaimers

• The site is provided “as is” and “as available”. We make no warranties, express or implied, including merchantability, fitness for a particular purpose, or non‑infringement.
• We do not warrant that the site will be uninterrupted, secure, or error‑free, or that information is current, complete, or accurate. We may update or remove content at any time.

10) Limitation of liability

To the maximum extent permitted by law, MapleNest and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages; or for any loss of profits, revenue, data, or goodwill arising from or related to your use of the site. Our total liability for any claim will not exceed one hundred Canadian dollars (CAD $100).

11) Indemnity

You agree to indemnify and hold MapleNest harmless from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your violation of these Terms or misuse of the site.

12) Changes and availability

We may change these Terms or any part of the site at any time. The latest version will be posted here. Continued use after changes means you accept the updated Terms. We may suspend or discontinue the site or any feature without notice.

13) Governing law and disputes

These Terms are governed by the laws of Nova Scotia and applicable federal laws of Canada, without regard to conflict of law principles. Disputes will be heard in the courts located in Nova Scotia, Canada, and you consent to their jurisdiction.

14) Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

15) Contact

Questions about these Terms? Contact MapleNest Retirement, 90295 Amanda Fords East, Lilianafurt, NS K8K 7E0, +1 434 899 7227, [email protected]